Do we still need bank in the age of fintech and the blockchain?

To start lets look at some figures that indicates the evolution of fintech:

In the UK, more than 39% of customers stated that their preferred means of dealing with banks is via apps. – ref survey smart money-
A research commissioned by Pepper , a mobile bank owned by Tel-Aviv based bank, indicate that 82 percent of people say their organisation falling behind mobile banking players such as Monzo Bank , Starling Bank and Revolut Ltd


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